Card Product Analyst
Description
DUTIES AND RESPONSIBILITIES:
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Build, maintain, and enhance card program performance dashboards, scorecards, and recurring management reporting
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Monitor and analyze card activation, usage, transaction volume, purchase activity, fraud, ATM activity, disputes, chargebacks, digital wallet adoption, and other customer engagement and program performance metrics
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Identify performance trends, risks, and opportunities, and prepare clear findings and recommendations for product leadership and cross-functional partners
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Manage Network incentive reimbursement activities, including tracking eligible commitments, coordinating required documentation with Marketing, submitting support, and monitoring reimbursement status
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Partner with Operations and Finance to ensure Network rebates and reimbursements are accurately recorded, reconciled, and reported
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Manage Network mandates, certifications, reporting obligations, and implementation requirements; coordinate quarterly network reporting submissions for accuracy and timeliness
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Support day-to-day relationships with card networks, processors, ATM networks, digital wallet partners, and other vendors; coordinate issue resolution, operational readiness, and follow-up actions
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Partner with Product leadership to define, prioritize, and maintain the card product roadmap and backlog; support backlog grooming, release planning, and prioritization activities
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Gather and document business requirements, business rules, user stories, acceptance criteria, process flows, and functional specifications for card product and operational enhancements
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Coordinate user acceptance testing, defect validation, production validation, release readiness, implementation planning, and post-production monitoring
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Track roadmap commitments, implementation milestones, dependencies, risks, decisions, open questions, and required stakeholder actions; escalate issues when necessary
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Analyze customer complaints, servicing trends, contact drivers, disputes, transaction exceptions, and Voice of Customer feedback to identify recurring pain points and enhancement opportunities
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Partner with Operations, Customer Care, Fraud, and Technology to identify and implement product enhancements that reduce operational workload, manual intervention, call volume, and customer friction
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Support customer communications, disclosures, launch activities, and change-management efforts associated with card program enhancements and network requirements
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Support audit, compliance, risk, and regulatory examinations related to the card program, including gathering evidence, responding to requests, and tracking remediation items
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Maintain card program documentation, procedures, controls, decision logs, governance materials, and implementation artifacts
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Collaborate with Compliance, Risk, Legal, Fraud, Technology, Operations, Finance, Marketing, and Customer Care to advance product objectives and resolve issues
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Prepare executive-ready reports, presentations, recommendations, and program updates
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Perform other duties as assigned
QUALIFICATIONS:
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Bachelor's Degree in Business Administration, Finance, Economics, Information Systems, Marketing, Data Analytics, or a related field required
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Minimum of 3 years of experience in product management, product operations, business analysis, payments, card programs, banking operations, digital banking, fintech, or a related field required
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Experience supporting debit card, prepaid card, credit card, secured card, payments, money movement, or digital wallet products preferred
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Experience working with card processors, payment networks, ATM networks, digital wallets, or card program vendors preferred
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Experience gathering business requirements and translating business needs into product or process enhancements preferred
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Experience managing backlogs, user stories, acceptance criteria, testing, and prioritization processes preferred.
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Experience working in a regulated financial services environment preferred
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Familiarity with card network mandates and rules, Regulation E, card disputes, fraud operations, digital wallets, tokenization, and card servicing processes preferred
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Proficiency with Microsoft Office tools, including Outlook, Word, PowerPoint, and Excel
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Excellent verbal, written, and interpersonal communication skills
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Strong organizational skills and attention to detail
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Outstanding analytical, problem-solving, and time-management skills
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Ability to translate data, customer feedback, network requirements, and operational information into practical recommendations
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Self-motivated, self-directed, and results-oriented
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Adaptable and able to manage multiple priorities in a fast-paced environment
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Can work independently and within a team; solution-oriented with a collaborative approach
Skills
As published by lever · 6 questions
Basics
Resume/CV, Full name, Email, Phone, Current location, Current company, LinkedIn URL
Short answers (2)
- What is your desired base salary or range?
- What is your preferred name? optional
Pick from a list (4)
- Are you legally authorized to work in the United States?
- Will you now or in the future require sponsorship for employment visa status (e.g., H-1B visa status)? optional
- Do you have at least 2 years of experience in business analysis, or payments/card program management? Yes
- Have you used data to analyze product performance or customer behavior and make recommendations