Data Scientist - Microfinance

# Data Scientist - Microfinance ## Company Overview The organization is a global nonprofit committed to creating a financially inclusive world. Its mission is to empower underserved individuals through innovative financial solutions. The focus is on supporting financial service providers to reach low-income populations and new-to-credit customers. ## Job Summary We are seeking a **Senior Manager** with a passion for developing and scaling responsible financial solutions for underserved people globally. The ideal candidate will have experience in developing and disseminating data-driven models such as credit scoring models and customer segmentation models, as well as analytics capabilities using cutting-edge machine learning techniques. This role involves executing projects on the ground, collaborating with financial institutions to deliver advanced machine learning and statistical models, and supporting the design of customer-centric financial products and services. ## Responsibilities - Lead the development and control of statistical transactional analytic models, integrating applicable machine learning and AI techniques. - Coordinate with data analysts for all data requirements needed for model deployment, statistical analysis, and tool development. - Manage, develop, and implement statistical models to support credit, collection, account maintenance, and customer profiling. - Validate the consistency of information required for constructing statistical models through statistical tools. - Develop and present training material to facilitate the implementation of risk-based segmentation tools and models. - Build capacity and assist financial service providers (FSPs) in implementing Portfolio Risk Management tools. - Participate in ongoing reviews and analyses of credit portfolios to determine delinquency patterns and recommend actions. - Support business development efforts, including creating and presenting project proposals to clients and donors. ## Qualifications - **Experience:** 8+ years of progressive experience in lending or retail operations in reputable financial service providers, consulting organizations, or fintechs. - **Education:** - MSc/MA in Economics, Finance, Mathematics, Statistics, or Business; MBA or equivalent preferred. - **Technical Skills:** - Knowledge of web programming languages such as Python and Java. - Familiarity with Microsoft SQL Server, MySQL, or PostgreSQL. - Experience with DevOps tools such as Git, Jenkins, and Docker. - Advanced statistical and financial skills; experience in Credit Risk Modeling/Analysis and Data Mining. - Strong analytical skills and business acumen. - Excellent communication and interpersonal skills. ## Preferred Skills - Experience in new business models and digital lending. - Innovative mindset for designing and developing financial solutions. - Proven ability to lead projects and coordinate with multiple teams. - Strong relationship-building skills and customer service orientation. - Interest in fintech developments and financial inclusion. ## Experience - Minimum of 7 years of relevant experience in the financial services industry, including hands-on experience in the design, build, and implementation of financial solutions. ## Environment - This is a full-time position with travel requirements of up to 30% domestically and occasional international trips. The work environment can be semi-structured and may involve collaboration with multicultural teams. ## Salary - Estimated salary range: **5,000,000 - 5,999,967** ## Growth Opportunities - Opportunities for career advancement, contributing to the development of innovative financial solutions and impacting underserved communities globally. ## Benefits - A comprehensive benefits package will be provided, including health insurance, paid leave, and opportunities for professional development.