Mortgage Loan Officer

Welcome to BankSouth Mortgage!

Accelerate Your Career with Us

Imagine a workplace where you’re valued, your work has purpose, and you get to help people achieve the American dream! At BankSouth Mortgage, we’re more than just mortgages; we’re a family committed to excellence, integrity, and community.

Dive into a World of Opportunities

With us, you’re not just starting a job; you’re stepping into a career full of possibilities! We’re backed by BankSouth, a top-performing community bank, and together, we’re making homeownership dreams come true for thousands every year.

Experience Our Unique Culture

• Leadership That Inspires: Work with creators, dreamers, and doers who lead with passion and responsibility!
• Power in Commitment: Be part of a team that puts relationships, community, and integrity at its core!
• Innovative Approach: Enjoy the blend of state-of-the-art technology and extraordinary in-person service!

Elevate Your Life with Our Benefits!

• Comprehensive Health Packages
• 401k Matching
• Life & Disability Insurance
• Employee Assistance Programs
• FSA & DCA support
• And Much More!

Join Us & Shape the Future

Whether you are looking for an exciting career path or a place where your work makes a difference, BankSouth Mortgage is the place for you! You bring your skills and passion; we provide the tools and environment for you to thrive.

Your Role Here Matters

Every role at BankSouth Mortgage is crucial. Your contribution will not only help families secure their homes but also enrich the communities we serve. Come, be a part of something bigger, and experience mortgage excellence with us!

BankSouth Mortgage: Where Dreams Meet Excellence

Explore opportunities with us and step into a world where your work is valued, your growth is nurtured, and your success is celebrated! Let’s build something great together!

BankSouth Mortgage is always interested in connecting with experienced, customer-focused Mortgage Loan Officers who are committed to delivering an exceptional mortgage experience.

Our Mortgage Loan Officers help customers finance the purchase of residential real estate or refinance an existing mortgage. Depending on the position, Loan Officers may receive company-generated leads, develop business through referral relationships and community involvement, or use a combination of both approaches. Opportunities may include in-house, inside, or outside sales roles.

Specific responsibilities, work location, schedule, compensation structure, and exempt or non-exempt classification will vary based on the position and business needs.

Essential Responsibilities

• Guide customers through the mortgage application and financing process from initial consultation through closing.
• Interview prospective borrowers and complete accurate and thorough loan applications.
• Evaluate customers’ financial needs and recommend appropriate mortgage products and financing options.
• Clearly explain loan programs, terms, interest rates, fees, documentation requirements, and next steps.
• Develop and maintain strong relationships with customers, real estate professionals, builders, attorneys, financial partners, and other referral sources, as applicable.
• Generate mortgage loan opportunities through company-provided leads, personal business development efforts, or both, depending on the assigned role.
• Communicate promptly and professionally with borrowers, referral partners, and internal team members throughout the loan process.
• Collaborate with processors, underwriters, closers, and other team members to support an accurate, efficient, and timely closing experience.
• Use telephone, email, video conferencing, customer relationship management systems, loan origination software, and other technology to manage customer relationships and loan activity.
• Meet established goals for loan production, quality, compliance, and customer satisfaction.
• Follow all BankSouth Mortgage policies, procedures, and documented loan-origination requirements.
• Protect the confidentiality and security of customer and company information.
• Maintain compliance with all applicable federal and state laws, regulations, licensing requirements, and fraud-prevention, BSA, and OFAC standards.
• Assist with audits, examinations, documentation requests, and the resolution of loan exceptions or other issues as needed.
• Represent BankSouth Mortgage professionally and positively in all customer, business, and community interactions.
• Perform other duties as assigned.