Mortgage Specialist Analyst

Key Responsibilities include:

• Joint ownership with senior Mortgage Specialists in advising and delivering residential real estate solutions for JP Morgan Private Bank Clients
• Daily proactive management of loan origination process, including: liaising with clients, coordinating with key internal partners, third parties (attorneys, title companies, CPAs, etc); submission of mortgage applications, completing pricing analyses, and coordinating all steps needed for an efficient and timely closing of each deal.
• Respond efficiently and effectively to client and internal inquiries
• Assist with the underwriting development process, including identifying thorough financial packages for underwriting purposes, proactively identifying and solutioning potential underwriting issues, and detailed credit risk analysis.
• Ensuring client needs and expectations are consistently met and/or exceeded
• Respond to data quality questions and research/resolve all issues

Following on-the-job training:

• Identify and structure mortgage loan opportunities during conversations with clients, Bankers and/or other integrated team members
• Analyze client balance sheets and cash flow to formulate a mortgage solution that meets the client's needs and is consistent with the firm's risk parameters
• Coordinate the application, origination and closing process end-to-end, including receipt of all necessary documentation from clients and/or Bankers
• Serve as a Subject Matter Expert for our clients and internal partners
• Partner with senior Mortgage Specialists to market and promote JP Morgan’s mortgage solutions platform to JP Morgan banking partners, clients, prospects, and third-party centers of influence

KeyRequirements

• Excellent communication skills (verbal and written)
• Excellent time management and organizational skills; sense of urgency & critical thinking
• Ability to handle a high volume of client and Banker communication and requests for information while multi-tasking
• Self-motivated and ability to facilitate change
• Ability to consistently deliver accurate and organized work
• Exemplary professional disposition, presence, punctuality and ownership over professional development
• Strong partnership and relationship building skills to work effectively with internal teams (Bankers, Lending Specialists, Underwriters, etc) and external constituents as needed for each transaction
• Proficiency in Microsoft software applications (Excel, Word, Outlook, Teams, PowerPoint)