Software Engineer (Membership)

• Chime Engineering is growing rapidly as we scale to support the financial needs of our members
• We are looking for driven engineers to join our Membership team, where you’ll work across the full stack, building and evolving the features that deepen member engagement, drive retention, and deliver ongoing value through Chime’s membership experience
• You will own projects end-to-end, from shaping architecture and designing APIs to building polished front-end experiences and maintaining the ongoing health of the code
• Design, develop, test, and scale features across backend services and front-end surfaces that power membership benefits, rewards, and engagement experiences
• Build and iterate on APIs and UI components that deliver a seamless, high-quality member experience in Chime’s mobile app
• Partner with product, design, data science, and cross-functional stakeholders to understand member needs, define experiments, and ship solutions that move key membership metrics
• Apply a metrics-driven mindset to decision-making and prioritize efforts based on member and business impact

Benefits

• Physical: We believe in taking care of your physical health, so as a Chimer you’ll get medical, dental, and vision insurance, as well as benefits to support your physical activity, family planning, and all of your little Chimers
• Emotional: We know that staying healthy involves a lot more than doctor’s checkups. We partner with Modern Health to help you navigate your mental health, give monthly Take Care of Yourself Days, and want you to take time off when you need it
• Financial: We want Chimers to save and feel financially supported, so we offer savings plans with competitive matching, as well as access to financial planning and legal assistance so that you can find your financial peace of mind
• Social: We’ll celebrate your milestones together with travel stipends, swag, and high-fives and make sure you’re connected to fellow Chimers through our Chime Resource Groups (CRGs) and company events

• A collaborative spirit and strong communication skills, with experience working cross-functionally
• Familiarity with modern front-end technologies (e.g., React, React Native, or TypeScript-based frameworks)
• Comfort working across the stack and an eagerness to learn new technologies
• 2+ years developing software in a production environment at scale
• Proven experience with Ruby on Rails or comparable frameworks
• A product mindset with a strong bias toward experimentation, iteration, and measuring impact
• Experience with experimentation frameworks and data-driven product development is a plus
• Experience working with transactional databases, caching systems, and API design