Strategy Analyst - Credit Decisioning Unit - Vice President
Posted Updated
Description
Join the CDU Program Office and help define strategic priorities for CCB’s Card, Chase Auto, Business Banking, and Home Lending businesses. Play a pivotal role in supporting cross-business initiatives and driving impactful outcomes.
As Vice President, you’ll be stepping into a cross‑sub‑LOB advisory role that advances and refines the Marginal Credit Decisioning Framework by translating business and risk analytics into decision‑quality recommendations and delivering a unified horizontal view for senior forums. You’ll help drive organizational strategy, manage cross-functional projects, and foster a culture of excellence.
Job responsibilities
- Cross sub-LOB Portfolio View: produce an aggregated picture of key economic and quantitative metrics
- Risk/Return Analytics: understand key drivers, sensitivities; distill complex analysis into clear narratives, options, and recommendations
- Tools and Methodologies: identify tools and methodologies to enhance lending efficiency and effectiveness
- Testing Guardrails: develop a robust testing framework
- Governance: ensure documentation is complete, current, and auditable; ensure compliance with regulatory requirements and internal policies
- Engagement & leadership: coordinate inputs/outputs for monthly/quarterly forums; build and maintain strong relationships across teams and business partners
Required qualifications, capabilities and skills
- 5+ years in consumer lending finance/credit risk/analytics
- Proven record converting analytics into options and recommendations for senior forums
- Technical fluency: SQL, SAS or Python
- Governance and controls mindset; executive communication (memos/slides); strong documentation standards
- Strong problem-solving skills and strategic thinking
- Ability to adapt to a fast-paced and dynamic environment
Preferred qualifications, capabilities and skills
- MBA or MS in Economics/Finance or related
- Prior horizontal role serving multiple businesses
- 1st and 2nd Line of Defense credit risk experience